Professional Indemnity Insurance

Professional Indemnity Insurance that safeguards your business.



Whether you’re a sole trader or managing a growing small to medium-sized business, we’ll help you secure cover that fits your profession and your risk profile.

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professional indemnity insurance

Protect yourself against costly claims, legal expenses, and compensation payouts.

Professional indemnity insurance protects your business against claims made by clients who allege they have suffered a financial loss due to your professional advice, services, or guidance. These claims can arise from errors, omissions, negligence, or a failure to meet professional standards.


Although professional indemnity insurance is not a legal requirement for all UK professions, many regulators, trade bodies, and clients insist on it. Without appropriate cover in place, your business could be left personally responsible for legal defence costs, compensation awards, and other expenses - costs that can be financially and reputationally damaging.


Whether you’re a sole trader, micro-business, or small to medium-sized enterprise, we’ll help you arrange tailored professional indemnity cover quickly and efficiently, so you can operate with confidence and meet contractual or regulatory requirements.

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"The business world is hard - so let us make the insurance part easy."

FREQUENTLY ASKED QUESTIONS

  • What is professional indemnity insurance?

    Professional indemnity insurance is designed to protect UK businesses and self-employed professionals against claims made by clients who allege they have suffered a financial loss due to negligent advice, errors, omissions, or professional services provided.

  • Who needs professional indemnity insurance?

    Professional indemnity insurance is suitable for anyone who provides professional advice, consultancy, design, or specialist services, including:

    • Sole traders and freelancers
    • Consultants and contractors
    • Small and medium-sized enterprises (SMEs)
    • Professionals in IT, construction, finance, marketing, and creative industries

    If a client relies on your expertise, professional indemnity insurance is strongly recommended.

  • What does professional indemnity insurance cover?

    Professional indemnity insurance typically covers:

    • Claims for negligence, errors, or omissions
    • Legal defence costs, including solicitors’ and court fees
    • Compensation or damages awarded to clients
    • Claims for breach of professional duty
    • Allegations of misrepresentation
    • Loss of documents or data (subject to policy terms)

    Cover is provided on a claims-made basis and varies depending on the insurer and profession.

  • How much does professional indemnity insurance cost?

    The cost of professional indemnity insurance varies based on factors such as:

    • Your profession and services offered
    • Annual turnover
    • Claims history
    • Level of cover required

    As an insurance broker, we compare policies from leading UK insurers to find competitive premiums tailored to your needs.

  • What happens if I don’t have professional indemnity insurance?

    Without professional indemnity insurance, you would be personally responsible for legal defence costs, compensation payments, and associated expenses. 


    Even a single claim can be financially damaging and may impact your professional reputation and ability to secure future contracts.

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Customers

We are 100% client focused, and believe in long-term relationships with our customers. We will be there to assist, every year, to take away those insurance worries.

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Quality

Our team of fully qualified advisors bring over a century of insurance experience with them, as well as a wealth of knowledge and expertise.

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Trust

We have full access to all the major insurers that you would expect, covering a range of services and products.

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Personal

We are independent, transparent, and efficient. You can easily contact our team, so no long waits are guaranteed.

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