Motor Fleet Insurance
Fleet protection that works for your business.
Comprehensive commercial motor fleet insurance for cars, vans and HGVs - tailored to UK fleets of any size, from small businesses to large corporate operations.
We understand motor fleet insurance
No two vehicle fleets are the same - and neither are the risks they face. Choosing the right commercial motor fleet insurance is essential to protecting your vehicles & drivers.
Our insurance specialists make the process simple. We take the time to understand your business, how your vehicles are used, and the risks you face, so we can recommend tailored motor fleet insurance that delivers the right level of cover, and at a competitive price.
Once you’re happy, we can arrange cover quickly, helping you get your vehicles insured and on the road without delay. With expert advice, efficient turnaround, and ongoing support, you’ll have confidence that your fleet is properly protected.
"Less stress in the long-run, should the worst happen"
FREQUENTLY ASKED QUESTIONS
What is motor fleet insurance?
Motor fleet insurance allows businesses to insure multiple vehicles under a single policy. It can cover cars, vans, and HGVs, helping reduce administration, simplify renewals, and often lower overall insurance costs compared to insuring vehicles individually.
How many vehicles do I need for a fleet insurance policy?
Most UK insurers offer motor fleet insurance for businesses with two or more vehicles. Whether you operate a small fleet or a large mixed fleet, a fleet policy can provide flexible, scalable cover as your business grows.
What types of vehicles can be covered under a motor fleet policy?
A commercial motor fleet insurance policy can cover a wide range of vehicles, including:
- Company cars
- Vans and light commercial vehicles
- HGVs and trucks
- Mixed vehicle fleets
Cover can be tailored to suit how your vehicles are used.
Can I add or remove vehicles during the policy term?
Yes. One of the key benefits of motor fleet insurance is flexibility. Vehicles can usually be added or removed throughout the policy term, making it ideal for businesses with changing fleet sizes.
Should you need to add or remove a vehicle from your cover, you can easily call our team on 02382 354 354 or email your account handler directly, and we will take it from there.
Are all drivers covered on a fleet insurance policy?
Many fleet policies offer any authorised driver cover, subject to underwriting criteria such as age, driving experience, and claims history. This can reduce the need to name individual drivers and simplify fleet management.
Is motor fleet insurance cheaper than insuring vehicles individually?
In many cases, yes. Fleet insurance can be more cost-effective, particularly for businesses with multiple vehicles, as it reduces administrative costs and allows insurers to assess risk across the fleet rather than per vehicle.
Why use a broker for motor fleet insurance?
As an independent broker, Pangea has access to a range of trusted UK motor fleet insurers, and our team of specialists can negotiate competitive terms on your behalf.
You’ll benefit from expert advice, tailored cover, and ongoing support throughout the policy term - including mid-term changes and claims assistance.
Click here to view our contact details and get in touch.
Customers
We are 100% client focused, and believe in long-term relationships with our customers. We will be there to assist, every year, to take away those insurance worries.
Quality
Our team of fully qualified advisors bring over a century of insurance experience with them, as well as a wealth of knowledge and expertise.
Trust
We have full access to all the major insurers that you would expect, covering a range of services and products.
Personal
We are independent, transparent, and efficient. You can easily contact our team, so no long waits are guaranteed.
COMMERCIAL LOCATIONS
HEAD OFFICE
Call UsUnit 4, Hillview House,
Leylands Business Park,
Colden Common,
Winchester,
SO21 1TH
enquiries@pangeainsurance.co.uk
02382 354 354
SOUTH WEST
Call UsUnit 127, The Wincombe Centre,
Wincombe Business Park,
Shaftesbury,
Dorset,
SP7 9QD
enquiries@pangeainsurance.co.uk
07444 812 156
EAST ANGLIA
