Car Insurance

Comprehensive car insurance in Chandler’s Ford, Hampshire

Get reliable car insurance from local specialists, protecting you and your vehicle against accidents, damage, and unexpected costs

We understand car insurance.

For many of us, car insurance is essential - but finding the right cover can feel confusing, time-consuming, and frustrating. With so many policies, providers, and levels of cover available, it’s not always easy to know what’s right for you.

That’s where our car insurance specialists at Pangea Insurance Brokers can help. We take the stress out of arranging your car insurance by offering expert, personalised advice tailored to your individual needs. Whether you drive an electric, hybrid, diesel, or petrol vehicle, we’ll search the market to find the most suitable cover based on how you use your car and what matters most to you.

We start with a simple conversation to understand your circumstances - from your driving habits to your vehicle type and budget. From there, we handle everything on your behalf, so you don’t have to deal directly with insurance companies. As your trusted local insurance broker, we’ll also continue to support you year after year, managing renewals and adjustments to ensure your car insurance policy always remains the right fit.

REQUEST A QUOTE

"Let us keep you on the road, worry-free!"

FREQUENTLY ASKED QUESTIONS

What is a no-claims bonus (NCB)?
No-Claims Bonus (NCB) protection statement

NCB protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.

NCB protection allows you to make one or more claims before your number of no claims bonus years falls.
Is car insurance a legal requirement in the UK?
Yes. It is a legal requirement to have at least third party car insurance if you drive or keep a vehicle on public roads in the UK.

Driving without insurance can result in fines, penalty points, and vehicle seizure.
Get in touch
How is the cost of car insurance calculated?
Car insurance premiums are based on several factors, including your age, driving history, location, vehicle type, annual mileage, and how the car is used.

Insurers also consider your claims history and any no-claims discount you may have built up.
Do I need to declare modifications to my car?
Yes. Any modifications, including alloy wheels, body kits, engine changes, or even cosmetic alterations, must be declared to your insurer. Failure to do so could invalidate your policy.
Can you get specialist cover for my hybrid/ electric vehicle?
Many insurers offer specialised policies for hybrid/ EV's to include extra benefits like battery protection, charging cable/home charger cover, and EV-specific breakdown assistance (like getting you to a charger) that standard policies might lack.

Our team of insurance specialists can happily discuss the different cover options available to you and advise on what policies would fit your requirements, and your budget, best.
Can I insure more than one driver on a policy?
Yes. You can add named drivers to your policy, such as a partner or family member.

In some cases, adding an experienced driver can help reduce the overall premium.
Why use a local car insurance broker instead of going direct?
A local car insurance broker offers personalised advice, access to a wide range of insurers, and ongoing support.

Unlike comparison sites, a broker works on your behalf to find cover that fits your needs - and continues to assist at renewal and in the event of a claim.

You can contact Pangea Insurance Brokers directly on 02380 017 017 or visit our personal insurance team in Fryern Arcade, Chandler's Ford, Hampshire.

Customers

We are 100% client focused, and believe in long-term relationships with our customers. We will be there to assist, every year, to take away those insurance worries.